VET Student Loan Academic Suitability Requirements
To be eligible to be considered for a VET Student Loan, all students enrolling in an approved VSL course must meet the Academic Suitability Requirements.
Students must provide evidence of one of the following documents:
- Australian Senior Secondary Certificate of Education for Year 12 or
- AQF level 4 Qualification and higher delivered in English
If the above cannot be provided, then students must complete the Government Approved ACER Core Skills Profile for adults (CSPA) and successfully complete to an Exit level 3 or higher.
Global Training Institute must also be satisfied that the student can successfully complete the course they are enrolling into and therefore reserves the right to decline a VET Student Loan application or request the student complete an internal Core Skills Assessment before enrolment.
How do I apply?
To apply for a VET Student Loan, you will need to complete an online Electronic Commonwealth Assistance Form (eCAF) and will require your tax file number (TFN).
Before you sign and submit your form, you must read the VET Student Loan Student Information Booklet 2018. The form will ask you to provide your TFN. If you don’t have a TFN, you can give your provider a Certificate of application for a TFN. This certificate is available from the Australian Taxation Office (ATO) after you have applied for a TFN. Contact the ATO on 13 28 61 for TFN information.
You must submit the signed and completed form to your provider by the census date or administrative date. If you do not submit your form on or before the census date, you will not be eligible for a VET Student Loan.
Click on the link below to view the Global Training Institute course fees and schedules:
Global Training Institute Fees and Census Dates
Guide to completing your eCAF
What is an eCAF?
An eCAF stands for electronic Commonwealth Assistance Form. It is an online system for students to request a VET Student Loan.
Who should complete an eCAF?
Any eligible student enrolled within an approved VET Student Loan course and wishing to apply for VET Student Loans will need to complete an eCAF form prior to their first census date.
How do I complete an eCAF?
To complete the eCAF form, you will need a tax file number (TFN) and the eCAF logins details provided by eCAF systems via email. The login details will be sent to you 2 business days after your enrolment is finalised.
Follow the links and instructions on the email to access your eCAF form. Please verify the pre-populated information and complete all mandatory fields.
If you are aged under 18 years, please ensure you return the completed parental consent form signed by your parent or guardian prior to submitting your eCAF form.
You must complete and submit the form on or before your first census date to be eligible for VET Student Loans.
If you need assistance, please contact Student Services on 1300 887 991.
Please note: If you do not submit your eCAF by the census day, you will be liable for the tuition fees payable for that fee period.
For further information regarding the eCAF form, please review this Government eCAF fact sheet.
How much can I borrow?
There is a set maximum amount you can borrow through VET Student Loan over your lifetime; this is the VET Student Loan limit. To view the latest VET Student Loan limit visit Study Assist.
How do I repay the loan?
Your HELP debt is repaid through the tax system once your repayment income is above the minimum repayment threshold for compulsory repayment, even if you are still studying. Your HELP debt is indexed each year in line with movements in the Consumer Price Index (CPI) to maintain its real value but is otherwise interest fee.
Visit the ATO website at www.ato.gov.au for further information about HELP debt repayments.
Helpful Links & Documents
The VET Student Loan Student Information Booklet is designed to assist students in understanding VET Student Loans, and their rights and responsibilities when accessing a VET Student Loan.
VET Student Loan Student Information. Click here.
Fact Sheet from the Department of Education & Training site. Click here.