Looking for a new job or need to gain your qualification?
Not sure how you are going to pay your course fees?
Is cashflow an issue at the moment?

A VET Student Loan may be your answer…
You can gain your qualification Now and Pay Later

Pay $0 while you study

Is This Option Right For Me?

You can keep reading and try to figure it all out, or give us a quick call for a simple summary!
It sounds confusing but it’s actually really simple and works really well for many of our students.
Just book a quick call with a friendly course advisor on the button below or just call us on 1800 998 500

VET Student Loans is available for the following qualifications…

Diploma of Civil Construction Management

Diploma of Business

Diploma of Human Resources Management

Diploma of Project Management

Diploma of Quality Auditing

Diploma of Leadership and Management

Diploma of Local Government

Advanced Diploma of Civil Construction

Advanced Diploma of Business

Advanced Diploma of Leadership and Management

Using a VET Student Loan For Your Course

Global Training Institute is a government-approved Vet Student Loan (VSL) provider, able to offer the VET Student Loan program to eligible students to assist them in paying for their course tuition fees upfront for some of our approved Diploma level courses. Please check the applicable course webpage to check if this option is available for the course that is of interested you. VET Student Loans will not be approved for students who do not meet eligibility requirements. A VET student loan gives rise to a HELP debt that continues to be a debt due to the Commonwealth until it is repaid.

If you are looking at completing a Diploma or Advanced Diploma qualification, then you can Study Now and Pay Later with a loan from the Government called VET Student Loans.

The Commonwealth Government pays your Tuition Fees directly to Global Training Institute on your behalf.

VET Student Loans is an Australian government loan program that is available to assist eligible students studying higher level vocational education and training (VET) qualifications to pay for their tuition fees. Higher level VET qualifications are at the diploma level and above. This loan replaced the Vet Fee Help Program (VFH) as of 2017.

The federal government applies a one-off 20% loan fee to your loan amount and results in a HELP debt to be repaid to the government through the taxation system once you reach the compulsory threshold, even if you are studying. The debt is incurred once you reach your census day for each part of your course.

See below for more information and contact our friendly course consultants on 1800 998 500.

To apply for a VET Student Loan, you must meet:

  • citizenship and residency criteria (be an Australian Citizen, qualifying New Zealand Citizen or permanent humanitarian visa holder who is usually resident in Australia. See tab below for further information)
  • the government’s academic suitability requirements (See tab below for further information)
  • be studying with an approved course provider
  • be studying an approved course
  • apply using the approved Electronic Commonwealth Assistance Form (eCAF)
  • Confirm your commitment throughout the duration of your course to continue to access the loan.
  • have a fee balance more than zero ($0)
  • be eighteen (18) years of age or older unless you have a parental consent form signed by a responsible parent, or can satisfy being independent under the Social Security Act 1991, and can provide evidence on Centrelink Income Statement
  • meet TAX File number requirements
  • Have or obtain a Unique Student Identifier (USI)
  • Supply the required evidence/documentation to submit loan application
  • Submit the application form by the first census date or no less than two (2) business days after enrolling.

Helpful Links & Documents

Click here to access Study Assist’s guide to FEE HELP Loans.

Click here to access the VET Student Loans Enrolment form.

Eligibility & Citizenship Requirements

VET Student Loans FAQs

Yes. VET Student Loans is available for most of our Diploma and Advanced Diploma Qualifications. You can enrol Today with VET Student Loans.

It is very Simple:
1. Go to the webpage of the qualification you would like to complete.
2. Click on the ‘Enrol Now’ Button then click on the VET Student Loans Button.
3. Fill out your Enrolment Application Form and select VET Student Loans as your payment option.

VET Student Loans is part of the Higher Education Loan Program (HELP) that aims to remove financial barriers to study.

VET Student Loans is available to entitled students, regardless of age or financial position. Entitled students enrol in a diploma, advanced diploma, graduate certificate or graduate diploma course of study (course), or a qualification specified in the VET Guidelines, with a registered training organisation (RTO) approved to offer VET Student Loans.

To check if you are eligible for VET Student Loans, click here. The link is to the Australian Study Assist website which outlines the requirements.

The HELP Loan Limit is the maximum an eligible student can borrow from VET Student Loans. If you have not used up your limit then you can apply for VET Student Loans for the qualification you are looking to complete.

HELP repayments are begun through the taxation system once your income is above the compulsory threshold. The compulsory repayment threshold is adjusted each year. So you do not start paying your loan until you earn more than the threshold and it is then paid back through the tax system.
For more information on VET Student Loans repayments, click here.

A 20% loan fee applies to students receiving VET Student Loans assistance. The loan fee is added to your VET Student Loans debt. Students in a Reform State or Territory will not incur a loan fee – Victoria is the only Reform State or Territory for the purposes of VET Student Loans.

Freecall Global Training Institute on 1800 998 500 or 07 5457 3334 for any queries you may have.